Purchase Guidelines

Note Purchasing Guidelines

As a nation-leading buyer of privately held loans, our immense volume provides us the ability to pay more for your loan. Boston Note Company serves all grades of credit secured by all types of real estate nationwide. We purchase private loans ranging from as small as $25,000 to as large as $3,500,000 and more. We close quickly and don’t require any fees paid to us from parties seeking to sell their loans. Plus, our team pays all typical closing costs. View our note purchasing guidelines below for more details! 

Note Purchasing Guidelines:  

Types of Notes We Purchase

  • Single Notes
  • Seasoned or New Notes
  • Portfolios of Performing and Non-Performing Notes
  • First Liens
  • Balloon Notes
  • Real Estate Mortgages
  • Contracts for Deed
  • Land Contracts
  • Deeds of Trust / Trust Deeds
  • Partial Interest
  • Large Notes ($3 Million+)
  • Small Notes (Min. $25K)
  • Full or Partial Note Purchases

Acceptable Types of Security (Property)

  • Single Family Residential
  • Multi-Family Properties
  • Condominiums
  • Apartment Buildings
  • Improved Land
  • Unimproved Land
  • Commercial Properties (All Types)

Investment to Value Requirements

  • Owner Occupied SFR 75%
  • Non-Owner OCC SFR 70-80%
  • Commercial Property 60-75%
  • Improved Land 65-70%
  • Unimproved Land 45-55%

Loan to Value Requirements

  • All Property Types 100%
Boston Note Company purchases privately held notes, mortgages, and real estate contracts nationwide. We offer superior service for any and all loan owners looking to sell their assets. At Boston Note Company, we allow note sellers to receive the largest amount possible for their note. As the nation’s leading note buyer, we work with you to reach your financial goals. We strive to help our customers with the sale of privately held notes, mortgages, and real estate contracts. Contact us for more information about our note purchasing guidelines and financial services.  

Call (800) 932-8933 today to speak with an expert about your privately held loans and get a free quote! 

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help. 
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